Your pension provider should have already been in touch with you about the increases due from April 2018 but we thought it would be good if we reminded you of these too!

Beginning on 6 April 2018, employers are required to increase the amount of their contributions into their automatic enrolment pension. Employees will also have an increase. Don’t forget to remind them of this!

The contribution levels continue to rise until the employer is paying a minimum of 3% towards the pension and the total minimum contribution reaches 8%. The table below shows the increases:


Date effective                                   Employer minimum contribution   Staff contribution    Total minimum contribution


Currently until 5 April 20181%1%2%


6 April 2018 to 5 April 20192%3%5%
6 April 2019 onwards3%5%8%


We will automatically uplift the increases as set in the above table, So nothing for you to worry about. If you are changing your contributions outside of the above, you will need to let us know.

Did you know that….

  • As an employer you can pay the minimum total contribution then your employees will not need to pay any contributions, unless the scheme rules require a contribution.
  • Both the employer and employee can choose to contribute greater amounts to the pension if they wish.
  • If the employer contributes more than their required minimum amount – but less than the total minimum amount – then your employee only needs to make up the shortfall between the total minimum and the employer contribution.

Any questions please get in touch with Michelle.